Credit cards sometimes get a bad rap, and that’s mostly because they can lead you to temptation to spend beyond your means.

Used responsibly, however, these little pieces of plastic can actually save you money as banks are constantly running promotions that offer discounts for spending.

The key is to pay your bills in full every month so you don’t incur the astronomical interest rate, which, in Singapore, is about 25 per cent per annum.

Check out these 5 ways that using credit cards can help save you money.

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1. Dining deals
1. Dining deals

Credit cards that offer dining deals are a foodie’s best friend and the good news is, there are plenty of such cards in Singapore, Malaysia and Australia.

Be sure to subscribe to receive promotional emails and mailers from your banks to find out about current dining deals such as 1-for-1 offers, cashback or complimentary treats at selected eateries.

All these dining deals could be making you eat more than you realise. Keep your diet in check with these 10 tips.


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