38 ways to make more money in 2020

“Monthly boxes are so popular, but they can also be a real drain on your budget, especially if you are receiving boxes you no longer use,” says Kimberly Palmer, a personal finance expert and the author of The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life. “Try cancelling your subscription and see if you miss it. You can always re-subscribe.”

Learn 6 more surprising ways you’re wasting money.

“Many online savings accounts are now hovering around 2 percent without any major hoops to jump through,” says Taylor. “If you have your savings in a regular brick-and-mortar savings account, odds are you’re making a fraction of that in interest. This simple move could put hundreds in your pocket by the end of the year.”

Drivers could be missing out on hundreds of dollars a year by not comparing insurance prices. “Many people overpay for auto insurance because they just let their policies auto-renew instead of shopping around. Use an online tool to compare prices once a year,” says Palmer.

“Is your portfolio set up to handle a crash? Have an asset allocation analysis done by a professional on your portfolio,” says Burskey. “When was the last time you checked your positions in your investment accounts? Most people just set them and forget them and wonder why every seven to 11 years they lose 30 to 40 percent of their money.”

“You hear this one a lot, but what I really like is that you set your own hours via their app,” says Rose. “Have some free time to earn? Set yourself as available. Need to be done for the day? Set yourself as unavailable. You can make money quickly, with little fuss and no punching a clock or promising specific availability.”

When is the last time you went through your closet? Head online to sell used clothing, shoes, and accessories that have sat in your closet for years.

“If you’re the type of person who likes to snap a photo everywhere they go, you may have found yourself another income source,” says Jill Gonzalez, an analyst at WalletHub. “You can upload your pictures to a stock photo website. They will be indexed for others to find, and you’ll get a royalty fee whenever someone decides to use one of them.”

“Store credit cards offer you little value once you’ve taken advantage of the up-front incentive,” says Ande Frazier, CEO of MyWorth. “Instead, get credit cards that give you cashback or points that you can use for things you would otherwise have to pay for, such as airline travel or hotel stays. If you don’t travel, opt for a card with cashback rewards or points you can redeem for things like electronics, groceries or gas.”

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Be sure to check if your workplace offers any benefits. “Once you’re on track with your retirement savings, be sure to look at what else your company may offer,” says O’Connell. “Every company is different, but more are starting to offer valuable financial support or discounts such as gym reimbursements, tuition reimbursement, and help paying down student loan debt, to name a few.”

“With interest rates at all-time lows, locking in advantageous financing for the long haul might be a good investment to make for building your wealth,” says Adams. “This investment provides two return components: an income return from monthly rental payments and then property appreciation if purchased in a prospering area.”